Personal Finances +

Program Description: This program is a compendium of 8 personal finance type programs. They include: annuity/pension payout,auto loan calculators, financial statement, growing money, retirement investment required, saving/pension growth, portfolio evaluator, portfolio fundamentals.

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Financial Advisor

An extensive and easy to use collection of financial tools and calculators aimed at both home and professional users. Features include: Mortgage Analysis, Retirement Analysis, Personal Budgeting, Investment, Savings & Annuity calculations, Future & Residual Value calculations, Planning for your children's education, Interest rate conversions, Inflation calculations and more. It even includes a lottery ticket generator (for when all else fails).

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Future Value of Savings Calculator

Future Value of Savings Calculator is a comprehensive future values calculator which displays results on a spreadsheet-like grid as you enter or update financial variables. Future Value of Savings Calculator allows you to enter a beginning balance, regular payment amount, start and end dates, annuity type (regular or due), interest rate, payment frequency and compounding frequency.

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J and L Financial Tool Set

A set of financial planning tools to aid you in making those important financial decisions like loans, mortgages, refinancing, credit card debt payoff as well as a Rule 72t calculator and other easy to use tools.

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Growing Money +

This program demonstrates the effect of interest compounding for monthly, annual, and one-time deposits for any rate of return or deposit amount. Parents and guardians should make this information available to there young charges to impress upon them that the earlier and more they start saving money for their future, the less they will have to contribute to their retirement in later years in order to have money available for later years.

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Savings/Pension Growth +

This program is a version of a program that will show you how compound interest affects your long-term savings. It will run under Win 95, 98, Me, NT4, XP, & 2000. This program will calculate a complete annuitization schedule for regular deposits with durations of up to 40 years at inputted rates of return. The amount of interest accumulated during any calendar year is also calculated for your use at tax time.

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Annuity/Pension Payout +

This program is a version of a fixed sum annuity or pension payout schedule. It runs under Win 95, 98, Me, 2000 & XP . This program will demonstrate the length of time your annuity/pension payout will last at an inputted monthly withdrawal and includes interest earned from CD's, money market accounts, savings accounts, or other ways you might invest your lump sum payout. What if? calculations can be made using various monthly withdrawal

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Retirement Investment Required +

This program is a version of a program that will show you how much you need to invest monthly to reach retirement goals. It will run under Win 95, 98, Me, NT4, & XP. Have you called the Social Security Hotline (1-800-772-1213) to verify your estimated monthly SS benefit so that you can evaluate the monthly shortfall you may experience? This program calculates the amount of money required to provide a given monthly income @ retirement

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J and L Financial Planner Professional

The top rated J and L Financial Planner is a financial planning software program that allows you to create simple or complex financial scenarios based on financial events through out your life. It makes your financial planning easy. You create the scenario based on your current financial status and future financial events. The J and L Financial Planner executes your scenario and displays the effects on your net worth through out a selected time program incorporates a Monte Carlo Analysis, Historical Return Analysis, and Rule 72t.

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J and L Financial Planner

The top rated J and L Financial Planner is a financial planning software program that allows you to create simple or complex financial scenarios based on financial events through out your life. You create the scenario based on your current financial status and future financial events. The J and L Financial Planner executes your scenario and displays the effects on your net worth through out a selected time span. The program includes many financial calculators including a rule72

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J and L Retirement Planner

The top rated J and L Retirement Planner is a retirement planning software program that allows you to create simple or complex retirement scenarios based on financial events through out your life. You create the scenario based on your current financial status and future financial events. The J and L Retirement Planner executes your scenario and displays the effects on your net worth through out a selected time span. The program includes many financial calculators.

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Portfolio Fundamentals +

This program is a version of a form that will assist you in tracking the fundamentals of your stock portfolio. It will run under Win 95, 98, Me, NT4, XP,& 2000. This program shows in one table the majority of fundamental information you can obtain from the Wall Street Journal, Investors Business Daily and online sources so that you can keep an accurate weekly record of a given stocks performance.

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